Lori Hiltabrand recently arbitrated an underinsured motorist personal injury claim. The claim arose from a minimal impact motor vehicle collision. The claimant had received a $25,000.00 settlement from the at fault driver’s automobile insurance carrier. Claimant asserted an underinsured motorist claim against his insurance carrier pursuant to the provisions of his automobile insurance policy.
He testified that his pain and suffered continued from the date of the accident at issue to the present. Claimant’s medical history consisted of over $20,000.00 in chiropractic care. Additionally claimant asserted questionable lost earning claims. The arbitrators returned an award of $22,500.00 total. Claimant did not recover any award due the coverable damages being reduced to $0 after the $25,000.00 set off was applied.